有农村合作医疗还有必要买保险吗？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	有农村合作医疗还有必要买保险吗？
释义	法律分析：有农村合作医疗就不用再买医疗保险了，农村合作医疗是农村的基本医疗，而医疗保险是城镇职工、居民的基本医疗。这两者都是国家的基本福利制度，两者只需要买一种就够了，即使重复购买，报销的时候也只能享受一份。不过城镇职工、居民医疗保险的报销力度要大于农村合作医疗，因此可以买医疗保险的话，尽量选择交医疗保险。法律依据：《中华人民共和国社会保险法》第二十六条职工基本医疗保险、新型农村合作医疗和城镇居民基本医疗保险的待遇标准按照国家规定执行。
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