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银行买存款冲业绩违法嘛?
释义
银行花钱买存款的行为是不合法的。,其行为违反了相关规章,是不正当竞争行为,可以向银监会或当地人民银行举报。所谓的“买存款”,就是跟储户约定,储户再月末存进来一笔钱,银行在给付正常利息之外,还按照存款金额给予一定的额外“补贴“。这种做法,实际就是属于”高息揽储“的范畴,是违法违规的。,法律依据,《中华人民共和国商业银行法》第四十七条 商业银行不得违反规章提高或者降低利率以及采用其他不正当手段,吸收存款,发放贷款。
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更新时间:2025/12/12 5:51:34