超过十年以上的呆账如何处理-法规政策咨询及电话投诉类法律援助-法律咨询免费平台-国际律师联盟

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问题	超过十年以上的呆账如何处理
释义	主动联系银行等贷款机构，要求及时处理。一般情况下，呆账还清后，会转为逾期，逾期记录过5年后能消除。法律依据：《民法典》第六百六十八条　借款合同应当采用书面形式，但是自然人之间借款另有约定的除外。借款合同的内容一般包括借款种类、币种、用途、数额、利率、期限和还款方式等条款。
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